FLEXIBLE FINANCE

Your garden
on your terms.

At Vale and Eden, we understand some customers prefer to pay with finance. So, we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.

Vale & Eden
Vale & Eden

ABOUT IDEAL4FINANCE

Helping you spread the cost.

Prefer to pay for your new decking or fencing with finance? Ideal4Finance works with a range of lenders to find the right finance choice for you. The following options are available, always subject to the lender’s assessment:

  • 0% APR finance over 12 months
  • 11.9% APR finance over 24, 36, 48, 60 and 120 months

A deposit might be payable, and we will agree this before you begin your application.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’. You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

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HOW IT WORKS

Monthly repayments with Ideal4Finance.

Here is a representative example of a £4000 purchase made over 2 years with a 25% deposit:

Purchase price £4000; deposit amount £1000; total credit £3000; loan term 24 months; APR 11.9% (fixed); monthly repayment £141.08; total repayable £3385.93; total cost £4385.93. (This is a guide only and the exact details will be confirmed during the application process.)

You can use our handy finance calculator (click the button below) to work out the monthly repayments on different loan amounts.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

Finance calculator
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IMPORTANT INFORMATION

The small print.

  • The finance options are always subject to the lender’s assessment.
  • The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow, and the length of time you would like to make the repayments.
  • A deposit may be required – please confirm this with us before beginning the application process.
  • A soft search will be carried out when completing the Ideal4Finance Ltd application form, which shouldn’t affect your credit score.
  • There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full. Failure to do so can lead to financial difficulties and have a negative impact on your credit score.

 

Please note: Specialist Outdoor Products Ltd t/a Vale and Eden is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Visualisation of a large garden with numerous garden beds and plant pots

HOW TO APPLY

Start your application.

If you’re ready to apply, please click the button below to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Monday to Friday, 9am to 5pm).

Apply now